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Apple Computing Products:
macOS - Desktop Hardware
Insurance Suggestions?
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<blockquote data-quote="chscag" data-source="post: 1040697" data-attributes="member: 46727"><p>Most home owners policies as baggss has advised cover things like computers, stereos, TVs, etc. The only problem I see with depending on that type of insurance is as baggss pointed out - the deductible. Here in Texas it's almost impossible, money wise, to purchase a home owners policy that does not carry at least a 1% deductible. Which means if the value of your home is $200,000 (average in my area) the deductible is $2000.00.</p><p></p><p>One reason why I carry a separate scheduled policy for certain high value items at 0% deductible. But of course that means extra cost for insurance.</p><p></p><p>Regards.</p></blockquote><p></p>
[QUOTE="chscag, post: 1040697, member: 46727"] Most home owners policies as baggss has advised cover things like computers, stereos, TVs, etc. The only problem I see with depending on that type of insurance is as baggss pointed out - the deductible. Here in Texas it's almost impossible, money wise, to purchase a home owners policy that does not carry at least a 1% deductible. Which means if the value of your home is $200,000 (average in my area) the deductible is $2000.00. One reason why I carry a separate scheduled policy for certain high value items at 0% deductible. But of course that means extra cost for insurance. Regards. [/QUOTE]
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Apple Computing Products:
macOS - Desktop Hardware
Insurance Suggestions?
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