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I have Parallels and Fusion and find neither one that resource intensive. However, both programs do require a bit of close management as to memory and graphics allocation. I usually recommend members try out the free VirtualBox from Oracle first as that may be all they need.
Office 2013: I don't have a copy but the reviews I have read state that it's a fancied up version of Office 2010 (which I do have) and not to bother with the update. You use the word "complete" when referring to Office 2013; complete in what way? Mac Office 2011 includes Word, PP, Excel, and Outlook. I guess you can buy the version of Office 2013 that also includes Access and Publisher (Business edition) but will be almost double the price.
Anyway, it's up to you. I will agree that the Windows version of Office is more elegantly done than the Mac Office version.
Thank you for the prompt and informative reply. I work at a hospital that is a MS Gold partner, so I can purchase either MS Office 2013 professional or MS Office for Mac 2011 for $10(!!). But I can only purchase one or the other. So I could have the entire MS Office suite less Visio and MS Project (and additional $14 each) for very little. I will do some more research, including looking at virtualbox, as you suggest.
This is my first Mac and I appreciate your kind help.