Saving Files



I am a very new user of Mac and have a powerbook g4 with Panther. One question, when I create documents I can save it to the default - documents directory but if I put subfolders under that I can not save my files to those directories. Obviously I am doing somethime wrong I just don't know what. Also, when I try open files in these directories from within a program, say Word they are all grayed out like they are not available even though they are Word files.

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