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Switcher Hangout (Windows to Mac)
Juniper Visa
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<blockquote data-quote="cwa107" data-source="post: 373118" data-attributes="member: 24098"><p>The Juniper Visa card is the Apple Store's only financing plan. It is a credit card, like any other that offers 90 days, same as cash (i.e. no interest) financing. For every dollar you spend at the Apple store, you earn two points toward a $25 iTunes gift card. It takes 2500 points to earn a $25 gift card, so if you spend $1250, you get it.</p><p></p><p>I'm a one credit card kind of guy, but I can't pass up a good freebie now and then. So, even though I intended to pay for my MacBook Pro in cash, I decided to do the financing. My MacBook Pro was $1200 ($1270 with tax), which netted me an automatic gift card. I applied online through the Apple store and obtained immediate approval. I then paid for the purchase with the Juniper Visa, waited to get my $25 gift card and then settled and closed the account, paying it online with my checking account.</p><p></p><p>Altogether, the process was painless and the customer service is just "OK" in my book. I sat on hold for longer than I like and the interest rate wasn't that great as I recall. You have to spend quite a bit to earn the iTunes rewards, so I wasn't interested in keeping the card. But I figured, hey, why pass up a free iTunes gift card, if you can get one basically for free.</p></blockquote><p></p>
[QUOTE="cwa107, post: 373118, member: 24098"] The Juniper Visa card is the Apple Store's only financing plan. It is a credit card, like any other that offers 90 days, same as cash (i.e. no interest) financing. For every dollar you spend at the Apple store, you earn two points toward a $25 iTunes gift card. It takes 2500 points to earn a $25 gift card, so if you spend $1250, you get it. I'm a one credit card kind of guy, but I can't pass up a good freebie now and then. So, even though I intended to pay for my MacBook Pro in cash, I decided to do the financing. My MacBook Pro was $1200 ($1270 with tax), which netted me an automatic gift card. I applied online through the Apple store and obtained immediate approval. I then paid for the purchase with the Juniper Visa, waited to get my $25 gift card and then settled and closed the account, paying it online with my checking account. Altogether, the process was painless and the customer service is just "OK" in my book. I sat on hold for longer than I like and the interest rate wasn't that great as I recall. You have to spend quite a bit to earn the iTunes rewards, so I wasn't interested in keeping the card. But I figured, hey, why pass up a free iTunes gift card, if you can get one basically for free. [/QUOTE]
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