How do I create a simple text file?

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Apr 17, 2007
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Just got a MacBook.....My first Macintosh, after 10 years+ using PCs. I LOVE it. This has got to be the dumbest question asked, but I can't for the life of me figure out how to create a simple .txt file from within a directory (the eqivalent of right-clicking>New>Text File on a PC)....??? There's got to be a simple way, right? Thanks for your help.
 

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