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Thread: Coronavirus.

  1. #16
    I hope that world see the end of this deadly pandemic soon. People should avoid going out and spend their time at home. There are plenty of things they can do in their home, they can play some family games with their kids and other family members. They can get ideas from internet or some recordings of a very popular TV show "MINUTE TO WIN IT" or playing video games is also a great way to spend quality time at home. I myself is spending a lot of time playing video games. The one game which I am playing mostly in these days is Call of Duty: Warzone which is the latest release by COD and every battle royale games lover must play this game and it is very likely that he/she would definitely like this game. Looking to get more information on this amazing game? Visit downsights.com which is a great source for COD: Warzone news, tips, tricks and more.

  2. #17
    Coronavirus.
    badshoehabit's Avatar
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    Quote Originally Posted by nickyr View Post

    I wish I was able to do more; enrol in the volunteer programme maybe - but for obvious reasons I can't.
    This may fit. NHS Volunteers need people who can provide phone support. I've just signed up. GoodSAM

    Separately, I found this very thoughtful. A Coronavirus Timeline: From One Month To 18 Months | Esquire
    Sue

    If the shoe fits, buy it in every colour.

  3. #18
    Coronavirus.
    chscag's Avatar
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    My personal thanks to our members from the UK and the insightful information they have provided regarding their health care system. I'm rather fearful that our current list of presidential wanna be's are all heading down the path of governmental universal health care.

    My wife and I are both seniors and have as our health plan what we call here in the US, "Medicare". However, as most folks who are currently on Medicare will tell you, it's not adequate and does not cover all medical bills. We are fortunate enough to have supplemental health insurance from my previous employment with the US govt.

    A government takeover of the US healthcare system would not only make matters worse but very likely bankrupt the national treasury. The current crisis with the covid-19 virus has shown how unprepared our health system is when a national emergency or pandemic occurs.

    To all our members: Stay safe and in good health, and don't forget to wash your hands.

    Charlie

  4. #19
    Coronavirus.
    badshoehabit's Avatar
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    Here follows a rant in support of our wonderful NHS.

    The NHS was created in 1948 to provide 'health care free at the point of delivery'. We all pay National Insurance (% of salary) which covers medical and dental services, medication, vaccinations and certain benefits. Before 1948 everyone had to pay for all treatment, from a doctor appointment, any medication or hospital treatment. It's possible to buy private medical insurance: there are private service providers; many medics work in both the NHS and the private sector. Any complications and a patient is transferred to the NHS where subsequent treatment is free. You don't have to die because you can't afford to pay.

    With advances in medicine, resources have been in great demand and successive governments, both Labour and Tory, have sought to privatise sections. For the last ten years it has been seriously underfunded by the Tory government, alongside an increase in training fees for professional staff. (eg. There were nearly 94,000 full-time equivalent advertised vacancies in hospital and community services between July and September 2018, including 40,000 nurses.) The way PM Johnson talks, you'd think his party had nothing to do with it. There has been a commitment to recruit more staff since the 2019 election.

    So we come to the Covid-19 pandemic with an immense shortage of skilled staff. Sufferers are still treated FREE; no worries about having a big bank balance or an insurance policy which may or may not cover you, force you to chose a particular hospital, withdraw funding at a time of their choosing. The joke in the UK is that if Breaking Bad's Walt had had cancer here he would have had free treatment - no financial worries - and no need to make crystal meth!

    Both UK and US governments had plenty time to prepare for the outbreak but Trump chose to say it was no more than flu, would disappear, and our lot were simply incompetant. They are getting in gear now and we have to follow the lockdown rules to ensure our own health and that of others.

    I believe implicitly in the fundamental ethos of the NHS and comparable systems work in Canada and many European countries. I've had immediate treatment over the years for pneumonia, facial cellulitis, a brain tumour, successive kidney stones and, most recently, suspected Lyme disease; I did queue for a knee op. For all the current NHS failings, I'm glad I live here and not in the US where its socialist principles seem to be anathema.
    Sue

    If the shoe fits, buy it in every colour.

  5. #20
    Coronavirus.
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    Lots of urban myths in there, Sue. My SIL's brother is an ER doctor. He has been in that practice for over twenty years. Never turned away a patient because they could not pay. Hospitals will treat anyone who shows up, insurance, cash, or not. And in every one of the fifty states there is a program called Medicaid that covers people who are uninsured. Not a Federal program, but run by the individual state, with Federal contributions to the funding, that pays the doctors/hospitals for treating uninsured. The US is significantly larger than the UK and the government setup is different, so there is no American equivalent to the NHS, but there is the Federal Medicare program for seniors and disabled folks and Medicaid for the poor. Plus, if a person has served in the military, there is the Veterans' Administration hospital network that accepts all veterans, free. Nobody in the US goes without treatment if they want it. Not even those illegally here. Show up, get treated. That is how it works.

    If Walt wanted treatment, it would have been available, but then no story, right?
    Jake

  6. #21
    Coronavirus.
    badshoehabit's Avatar
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    Don't wish to start an argument but in #18 Charlie says:
    However, as most folks who are currently on Medicare will tell you, it's not adequate and does not cover all medical bills.
    Sue

    If the shoe fits, buy it in every colour.

  7. #22
    Coronavirus.
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    Sorry if this has already been posted, but I thought that it may lift the spirits of some a little in these horrible times. A smile carries a lot of weight for ones mood.

    YouTube
    John.
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  8. #23
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    Lifeisabeach's Avatar
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    Quote Originally Posted by MacInWin View Post
    Lots of urban myths in there, Sue. My SIL's brother is an ER doctor. He has been in that practice for over twenty years. Never turned away a patient because they could not pay. Hospitals will treat anyone who shows up, insurance, cash, or not. And in every one of the fifty states there is a program called Medicaid that covers people who are uninsured. Not a Federal program, but run by the individual state, with Federal contributions to the funding, that pays the doctors/hospitals for treating uninsured. The US is significantly larger than the UK and the government setup is different, so there is no American equivalent to the NHS, but there is the Federal Medicare program for seniors and disabled folks and Medicaid for the poor. Plus, if a person has served in the military, there is the Veterans' Administration hospital network that accepts all veterans, free. Nobody in the US goes without treatment if they want it. Not even those illegally here. Show up, get treated. That is how it works.

    If Walt wanted treatment, it would have been available, but then no story, right?
    You cannot be denied emergency care by law, regardless of your ability to pay. Your SIL's brother couldn't turn a patient away even if he wanted to. If it's not an emergency, you can and will be denied if the bill can't be paid. (EDIT: I should also point out that even with emergencies, even if you can't pay upfront, the hospital WILL still be looking to get paid and you WILL get a bill, regardless of your ability to pay it, and you WILL be sent to collections unless you can work something out or get charity care). I can tell you for an absolute fact that elective procedures like colonoscopies, biopsies, ureteroscopy (to remove a renal stone), and the like will not get done in many places if you can't pay the copay up front or cover at least a percentage of the total expected bill up front if you don't have insurance. Barring that, you have to go through the process for charity care but if you don't qualify, it ain't getting done. There may be exceptions in some places and even state by state, but THAT is the reality of our healthcare system. You would be utterly gobsmacked if you truly knew how many people have insurance but have so many exceptions to what they will cover; how steep some of the copays and out-of-pocket expenses are; and otherwise simply don't qualify for charity or Medicare/Medicaid.
    Last edited by Lifeisabeach; 04-05-2020 at 10:54 PM.

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  9. #24
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    Rod's Avatar
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    Thanks John, funniest 4 min I've had today.
    Don't be an April Fool: WORLD BACKUP DAY MARCH 31st

  10. #25
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    Jonzjob's Avatar
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    Thank you Rod, if it made you smile/giggle/laugh then it's made my day too mate
    John.
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  11. #26
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    Rod's Avatar
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    John, your reply made me smile too, thanks.
    Don't be an April Fool: WORLD BACKUP DAY MARCH 31st

  12. #27
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    Cr00zng's Avatar
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    Quote Originally Posted by badshoehabit View Post
    Don't wish to start an argument but in #18 Charlie says:
    However, as most folks who are currently on Medicare will tell you, it's not adequate and does not cover all medical bills.
    Is stating your experience with Medicare would be considered argument? I hope not...

    My better half has a patient advocacy business and both of us had free market purchased commercial health insurance. As soon as I had been eligible for Medicare, we switched my health insurance to Medicare. It's been a year that I have it and frankly, from doctors and treatments perspective, I don't see a difference. I still see the same doctors, preventive services, or ER. From monthly premium costs perspective, Medicare costs about half of the commercial insurance. If I'd factor in the deductible and copays, Medicare costs a third of the commercial insurance. Again, my providers did not change at all...

    Maybe I am not part of the "most folks", but for me, switching to Medicare made a difference only in monthly policy premium costs.
    Last edited by Cr00zng; 04-09-2020 at 09:52 AM. Reason: Clarity...

  13. #28
    Coronavirus.
    Cr00zng's Avatar
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    I am glad to see that you guys doing as well as can be, during this cocoon living style....

    My hometown is getting hammered by the infection, due to the proximity to NYC, commuters and New Yorkers moving in . The impact of of that started to show, about 1% of the town population or 1,200 are infected with COVID. My daughter is a paramedic and she says, that this number is low, compared to what she sees. In normal times, in a week or two the paramedics may see one or two dead. Nowadays, that's the daily norm.

    We are still a ok, I am just worry about her... a lot...

  14. #29
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    chscag's Avatar
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    As soon as I had been eligible for Medicare, we switched my health insurance to Medicare. It's been a year that I have it and frankly, from doctors and treatments perspective, I don't see a difference. I still see the same doctors, preventive services, or ER. From monthly premium costs perspective, Medicare costs about half of the commercial insurance. If I'd factor in the deductible and copays, Medicare costs a third of the commercial insurance. Again, my providers did not change at all...
    I think there has been some confusion over what I stated about Medicare. What you said above is true, however, an in hospital stay can be costly. Medicare only pays for 80% of your hospital bills and with today's hospital costs, that can amount to a substantial out of pocket sum. We also have to remember that there are co-pays involved with Medicare out of hospital coverage.

    I have secondary health insurance which picks up where Medicare stops. I also have free prescriptions.

    Don't get me wrong, I'm not an advocate of Socialized Medicine. We have a population of over 330 million which is much larger than countries like the UK and Canada. Medicare for all would likely bankrupt our national treasury which is already skating on very thin ice.

  15. #30
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    Rod's Avatar
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    Although I read this thread I have resisted the impulse to contribute because apart from the very rigidly enforced social isolation and the fact that the country is going further into the red financially than it ever has before things in regard to the virus are better than most.
    Australia's population is only 25.5 million, we only have 6,103 confirmed cases of COVID-19 nationally with 90 new cases since yesterday. So far we have only had a total of 51 deaths. Our "curve" appears to be flattening and so far our hospitals are coping with acute and ICU cases. The police are enforcing "stay at home rules" especially over this Easter Weekend with caravan (trailer) parks and camping grounds all closed. On the spot fines are being issued to people who do not have an approved reason for being out eg attending a medical centre or appointment, buying food, travelling to an from work, providing care or support to another person or transporting your children to and from childcare or in some limited cases to school.
    We do not encourage the use of masks in public as it provides a false sense of security and can be a source of transmission itself, except when dealing with people known or suspected to be infected or if you suspect you are infected yourself. Consequently they are pretty much confined to emergency services.
    Charity services are flat out providing food, shelter, and support to the needy while Social Security Services are providing wage compensation to people and businesses who have lost their income due to the virus.
    For those who do not have private medical insurance Medicare covers all public hospital care free, like the NHS in the UK, with the exception of some pathology and diagnostic services.
    Food is still readily available from supermarket chains either by home delivery or personal shopping as are essential services but everything else is closed. So even if I did go out there is nowhere to go.
    As a nation we acted quickly with the advantage of seeing what had already happened and was modelled to happen in other countries and imposed border closures, lockdowns, enforced isolation and screenings early. Even our state borders are closed now except for commercial trucking and essential services.
    The whole purpose of the strategy is to keep numbers low enough for our medical system to cope. That seems to be working. The problem with this is that it prolongs the situation. The big question will be how long are we willing to keep our economy shut down and how many deaths are we willing to accept to open it up again. Death versus debt.
    It takes two weeks to see the results of any change we might make so until a vaccine is available the strong argument is for continuation of the current public isolation with some staged relaxation of regulations followed by 14 days of observation, then reversal if necessary.
    Personally I don't think the current situation will change any time soon, my guess is barring a breakthrough on the vaccine front we'll still be in the same or a very similar situation come Christmas.
    I sincerely hope everyone stays well and gets through this. In the meantime stay in touch with friends and family, do what you can to help, even if it means staying home a lot and hope that our computers dont break till Apple reopens its doors.
    Don't be an April Fool: WORLD BACKUP DAY MARCH 31st

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