A good credit score can make your finances easier to manage, paving the way for lower interest rates and better relationships with companies of all kinds. On the other hand, a bad credit score can make cleaning up your financial situation harder, thanks to higher interest rates, more fees, and more rejections.

But if you have a low score, how can you turn it into a high one? And if your score is good, how do you maintain it? If you're wondering how to improve your credit score, read on for steps you can take to boost a poor score, plus info on how your FICO Score could soon change.

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Your FICO Credit Score Is About to Change

FICO Scores are used by 90% of lenders to gauge whether they'll loan you money or offer you a good interest rate. With a low score, you may have trouble renting an apartment, buying a car, or getting a credit card. What's more, your FICO credit score could be changing soon — and maybe not for the better. Check out our guide on how your FICO score could change, which answers questions like these:

  • What's changing with the new FICO Score?
  • How will these changes affect your score?
  • When will the new scores start rolling out?

An FTC study found that one in five consumers had an error on their credit reports, so it's good to check yours at least once a year.

How to Raise Your Credit Score

It should come as no surprise that a missed or late credit card payment can damage your credit score. Additionally, many small mistakes can add up quickly, and could cost you in the form of high interest rates.

All is not lost, though. Check out our tips on how to boost your credit score, with eight different methods almost anyone can try.

Where to Check Your Credit

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[TH="align: center"] Company [/TH]
[TH="align: center"] Reporting Bureau [/TH]
[TD="align: center"] Discover Credit Scorecard [/TD]
[TD="align: center"] Experian [/TD]
[TD="align: center"] Credit Karma [/TD]
[TD="align: center"] TransUnion;
Equifax [/TD]
[TD="align: center"] Credit Sesame [/TD]
[TD="align: center"] TransUnion [/TD]
[TD="align: center"] Capital One CreditWise [/TD]
[TD="align: center"] TransUnion [/TD]

The Top Places to Check Your Credit for FREE

Monitoring your credit score is important for maintaining healthy finances. But with so many companies advertising free credit scores and reports, how do you know which ones are trustworthy?

Check out our guide on where to check your credit score. We outline four places to find your score at no charge, and one place to collect an entirely free report.

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