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  1. #1
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    NFC Restricted to Apple Pay
    It is being reported that the much ballyhooed NFC chip feature on the iPhone 6 is being restricted to Apple Pay only. Allegedly, developers are being prohibited from using the NFC chip for other purposes other than Apple Pay. Unknown if Apple intends to change this in the future.

    That pretty much renders that "feature" worthless for many.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  2. #2
    Provide a link to these reports or this post gets moved to the Lounge..
    --
    Regards
    ...Ashwin


  3. #3
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    Quote Originally Posted by Raz0rEdge View Post
    Provide a link to these reports or this post gets moved to the Lounge..
    I was not aware that a link was required when posting. One of the pertinent links has been added as per your request.

    ​Apple locks iPhone 6 NFC to Apple Pay - CNET.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  4. #4
    This is a very specific forum used to talk about rumors and reports about upcoming Apple hardware/software. To frame the discussion, you need to provide a link to the rumor or the report so that people an read it and discuss it.

    The other forums don't require links for posts..
    --
    Regards
    ...Ashwin


  5. #5
    NFC Restricted to Apple Pay

    Member Since
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    Applepay
    I think it’s great Apple is introducing Applepay. I’ve heard from more than one source that NFC payments would not take off until Apple jumped in. The past week seems to bear this out. Apple had Visa, Mastercard and American Express on board at the keynote address. Discover announced it would participate the next day. I am not aware of any such announcements when the other NFC phones were announced. This is a good start.

    I imagine one of the big concerns Apple has about letting others use the system is security. I was listening to the MacBreak Weekly simulcast during the keynote. They were very impressed about how secure Apple had made the process. A lot of that security has to do with the phone and the way it stores and protects your information. Apple has no control over how the manufacturers of Android phones secure credit card information. I imagine no two do it the same way.

    Imagine for a moment the credit card info is leaked/hacked from some of these Android phones. The press won’t care that the problem was with the Android phone. The headlines will say “Credit Card Numbers Stolen from Applepay!”, "Applepay Not Secure". Who thinks otherwise?

    That will sink Applepay. It won’t matter it was not Apple’s fault. The perception will be there Applepay is not secure. I am sure Apple wants this locked in to their own phones and ecosystem until Applepay proves itself.

    However, I believe if NFC payment is truly going to become mainstream everyone has to be able to play, this includes Android and (god help us) Windows phones. I will be watching with great interest how it plays out.

    Regards,
    Jeff
    Dragons Slain, Damsels Rescued
    No Dragon too small, No maiden too Faire, No Reward too Large

  6. #6
    NFC Restricted to Apple Pay
    chscag's Avatar
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    Quote Originally Posted by WolfsBane View Post
    I was not aware that a link was required when posting. One of the pertinent links has been added as per your request.
    That's because you didn't read the Sticky at the top of the forum which gives guidelines for posting there. An excerpt from that Sticky reads as follows:

    This forum is for posting news stories or links from rumor sites. When you start a thread, please include a link to the site you're referencing.

    Thanks for posting the link.

  7. #7
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    No, in honesty I didn't see the sticky.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  8. #8
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    I think that more specifically, the question pertains to how NFC is being utilized. Not so much about Apple Pay. I can understand the security concerns around Apple Pay, and they are certainly valid. But the perception, when Apple disclosed that they were offering NFC as a viable technology on the iPhone 6, was that it could be utilized to communicate with other devices to link or exchange information when in close proximity, and not something specifically tied and restricted to Apple Pay alone.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  9. #9
    NFC Restricted to Apple Pay
    pigoo3's Avatar
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    Quote Originally Posted by WolfsBane View Post
    I was not aware that a link was required when posting.
    I like include links in many of my posts (when it involves something factual)…versus a "my opinion" post. Since it adds extra "flavor" to a post. Especially if an interested person is curious to learn more.

    - Nick
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  10. #10
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    Quote Originally Posted by pigoo3 View Post
    I like include links in many of my posts (when it involves something factual)…versus a "my opinion" post. Since it adds extra "flavor" to a post. Especially if an interested person is curious to learn more.

    - Nick
    Will Do.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  11. #11
    do you know why the nfc is being locked...

    Do you remember the samsung debacle a few years ago hackers installed hacker apps on there samsungs to steal peoples credit card numbers using the nfc so google released a store update to block the app from being used on the latest samsung products

  12. #12
    chas_m
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    NFC Restricted to Apple Pay
    I'd strongly suggest anyone interested in Apple Pay have a read of the Financial Times article that explains in clear terms how the security on Apple Pay works.

    Summary version here:

    http://www.macnn.com/articles/14/09/...urchase.price/

    Also contains a link to the FT article.

  13. #13
    NFC Restricted to Apple Pay
    fleurya's Avatar
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    Quote Originally Posted by WolfsBane View Post
    I think that more specifically, the question pertains to how NFC is being utilized. Not so much about Apple Pay. I can understand the security concerns around Apple Pay, and they are certainly valid. But the perception, when Apple disclosed that they were offering NFC as a viable technology on the iPhone 6, was that it could be utilized to communicate with other devices to link or exchange information when in close proximity, and not something specifically tied and restricted to Apple Pay alone.
    Sorry, but if you or anyone had that perception, it was all in their head. Apple never announced any other services that would work with the NFC chip. Apple only announced the NFC chip within the context of Apple Pay to explain how it will work.

    Maybe Apple will make better use of it later, but I for appreciate Apple's slow and cautious approach to granting access to anything that contains such critical information. If people are really depserate for a phone that can do more with NFC, there are other phones that will do the job.

    I think you're original comment saying the restriction renders it "worthless to many" is pretty extreme. With pretty much every major bank and credit card company signed on as well as over 200,000 retail outlets, it's going to be pretty useful to a lot of people!
    "Give so much time to the improvement of yourself that you have no time to criticize others"

  14. #14
    NFC Restricted to Apple Pay
    WolfsBane's Avatar
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    Quote Originally Posted by fleurya View Post
    Sorry, but if you or anyone had that perception, it was all in their head. Apple never announced any other services that would work with the NFC chip. Apple only announced the NFC chip within the context of Apple Pay to explain how it will work.

    Maybe Apple will make better use of it later, but I for appreciate Apple's slow and cautious approach to granting access to anything that contains such critical information. If people are really depserate for a phone that can do more with NFC, there are other phones that will do the job.

    I think you're original comment saying the restriction renders it "worthless to many" is pretty extreme. With pretty much every major bank and credit card company signed on as well as over 200,000 retail outlets, it's going to be pretty useful to a lot of people!
    Actually, that perception was not mine. I simply passed on information by one of the many reports on the net on that date. And the comment that the restriction would render this feature "worthless to many" was not originated by me either. That was a comment by one of the sites announcing Apple's decision. Not everyone will be interested in putting their credit cards on their phone. The interest in Apple's announcement of the NFC chip was as much for use in other near field applications, as used with other devices, as much as it was for anything pertaining to Apple Pay.

    Hope Springs Eternal
    Welcome... to the house of Rock and Jazz!

  15. #15
    chas_m
    Guest
    Quote Originally Posted by WolfsBane View Post
    But the perception, when Apple disclosed that they were offering NFC as a viable technology on the iPhone 6, was that it could be utilized to communicate with other devices to link or exchange information when in close proximity, and not something specifically tied and restricted to Apple Pay alone.
    Where, aside from your own imagination, did this "perception" come from?

    Also, where's your evidence that Apple will never open up the NFC chip to be used for other purposes? This is a new payment system that has to persuade the public that it is secure in order to foster adoption. I'd have been deeply shocked if they *hadn't* locked this down tight until it is proven and widely adopted.

    Frankly, NFC hasn't been shown to be much good for much else other than payments as far as I can tell, so I'm not seeing what the "dealbreaker" is here.

    One final thought. When Apple brought out Touch ID, they restricted it to very limited use only (iTunes purchases and unlocking the phone). Nothing else. Oh look, a year later what's happened?

    I think you've jumped to conclusions a little bit perhaps ...

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