Mac AntiVirus and Security

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Hi all,
OS -10.3.9

Now this comes as an embarrassment as I worked with Macs from 1986 through 1998 but none since then. I have a PC since hence I'm up on 'security in general' with the PC.

I recently installed a Mac at a friends and searched for Mac Anti Virus, I pulled up plenty of boasts about how the Mac didn't need any?

Is this the case, I re-checked at a later date and still I could find no worthy Anti-virus software with the exception of Norton., but again I found some site mentioning the fact that Mac didn't need it.

Could someone please post me their security/anti-virus/spyware ideas and suggestions for a Home Mac used for banking (or will be).

eg a good set-up for a PC is:-
ZoneAlarm,
AVG Anti-Virus
Spybot (resident teatimer off)
Spywareblaster

Thanks,

scab's
 
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