Online banking websites are actually pretty safe. There is times when security is compromised but they spend tons on money on their websites and security. They have to.Yes there is safe(r) software for online banking but unfortunately the banks don't use it. The big problem isn't what you do - for you're probably smarter than the banks. The big problem is what the banks do. They're good at banking but when it comes to computers they suck. They have no clue. They put Microsoft web servers up there and get hacked left and right. And generally you don't hear about this because they don't want you to. Banking is the one thing you don't want to do - at least for the foreseeable future. The technology is OK - the banks are downright stupid.