ICloud Newbie

Hi,
I'm finally taking the plunge and getting iphones for the family, we've never had a cells before, so this is a big step. Despite my lack of cell technology exposure ,I am quite adept in the mac/pc world.
I have lion running on 2 macbooks and my minimac, and have mixed feelings about the new os, but am overall pleased with it. I really like Facetime which leads me to my first question.
My Wife and I both have user accounts with the apple store with 2 separate credit cards, wich allows us to FaceTime. How can I set up an account for my 15 yo daughter without a credit card? So that she may access Facetime on her iphone or macbook?

The second part of the question pertains to the icloud, I have not set this up for myself yet, and don't really see myself using it much, but I feel that my wife and daughter would use it extensively.

Are there any detailed tutorials (other than the apple site), or can some one give me a step by step as how to set these features up.

As always, very appreciative,

Hondo

iTunes account without credit card.

She can attempt to buy a "free" app. During the process she'll be asked to use existing Apple ID or create new. Create a new Apple ID for her. There will be an option during this process to select "no" for credit card option. Can't remember the wording but it is there.

This way she'll have an Apple ID and be able to get the free offerings from the iTunes store as well as an iCloud login.

As for using iCloud the tutorial is really short. Turn it on and use it, or turn it off and don't. There is a System Pref to choose what to sync, and on the iPhone you can enable what you want to use.

That's it!

Photostream and FaceTime are great but only work on WIFI as of now and the foreseeable future.