Help with creating

Hello to all that read.
First let me tell you that my web skills are ok, I understand a lot but not enough for what I want to do. I don't know a lot about HTML coding so this is what I am looking for.
I would like to find a couple programs that would contain templates in them.
Like for Flash, Gift, or Java. Some kind of program that all I have to do is add some pictures or text and maybe some tweaking. I have an idea of what I would like, but thats where my knowledge stops. I know how to explain what the actions do but don't know the name of the action.
The first thing I think would be Java type.
So lets say on the main page I have a text box, when the mouse goes over the text a translucent bubble pops up with more text in it. Can any one tell me what that is called and point me to a program that would help me place that on my web site. Some one told me; that kind of action is a
"mouse over."

The second thing would be Gift a Flash program, the one from Adobe, but if I could find an easier way that would be awesome.

I like designing web pages but I am getting board with just trying to make the pages look better with inserting some pictures. I want some action, I want to liven them up a little!!!

If there is no such thing I guess I'm going to have to start reading/learning more............joy joy

The programs I use to edit with are
Adobe GoLive (which I prefer, only because it is so much easier)
and
MS Frontpage

Thanks for any info, Really I think any info would help, I want to make the sites look better.

oops......correction to my post.

The second thing would be a Flash program, that might be easier then the one I have, I have "Adobe Flash." I do have a "Gift" program but its for my PC. I would rather have the programs for my Mac.

Check out http://www.swishzone.com

Hi again, thanks for the info wheelguy, I went to the site, and thats is exactly what I'm looking for.
But, are the programs Mac compatible? I looked at the program details, the system requirements all the program seems to be "Windows" OS.
I couldn't find it if it shows it, but are these programs compatible with Mac OS
Thanks agian for the info.

Oooh, I didn't even think of it only being Windows compatible. I use both OSX and Windows for development.