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  1. #1
    Want a new Mac every 2 years?

    Member Since
    Jan 18, 2006
    Posts
    1,868
    Specs:
    G4 Cube
    Want a new Mac every 2 years?
    I just posted this over on the Anandtech forums:

    http://forums.anandtech.com/messagev...&enterthread=y

    Can you spare $20 a week?

    If you can spare $20 a week, you can have yourself a new computer every two years. It's easy, and you don't even have to worry about putting it away for savings in your bank account. Here are the steps:

    1. Open an ING Savings account
    2. Set the account to pull $20 from your bank account every week
    3. Wait 2 years
    4. Profit!

    Haha, in all seriousness, it's pretty easy to do. I have a really difficult time saving...it's like cookies: if they're there, I'll eat them. So I put the $$ out of sight, out of mind. It's a lot of work to withdraw the money from ING compared to driving to the nearest ATM and pulling it out. There are 52 weeks a year, 104 weeks in 2 years. 104 weeks times $20 a week = $2,080. You can build a pretty nice computer for $2,000, like the one I'm working on right now. Plus you'll get like $70 or so from the interest over that time period (currently at 4%). $20 is pretty easy to save, even when you're working hourly like I am. It's a lot easier to give up $20 a week than $2,000 all at once, know what I mean?

    I'm starting Monday. Anyone with me?

  2. #2
    Want a new Mac every 2 years?
    dtravis7's Avatar
    Member Since
    Jan 04, 2005
    Location
    Modesto, Ca.
    Posts
    28,482
    Specs:
    iMac late 2007 10.11.b4, iMac 2008 10.10.5, Macbook2007 10.7.5, Mac Mini 10.7.5, iPhone 3GS Note 8!!
    Glad you did not post "a Mac a year" over on Anandtech! You would have been bashed to bits!! Funny even Anand loves his Macs, but there are users there who bash him everytime he says anything positive about Apple.

    Great plan you have though!! Looks like it would work.

  3. #3
    Want a new Mac every 2 years?
    aantoine90's Avatar
    Member Since
    Sep 01, 2004
    Posts
    181
    Specs:
    PowerBook G4 12 inch 1.33 GHz 512MB RAM
    Quote Originally Posted by dtravis7
    Glad you did not post "a Mac a year" over on Anandtech! You would have been bashed to bits!! Funny even Anand loves his Macs, but there are users there who bash him everytime he says anything positive about Apple.

    Great plan you have though!! Looks like it would work.
    I think it is a good plan too. Does anyone else find it annoying that 'Apple' and 'Macs' are so bad, but an 'iPod' is AMAZING! If you do't have an ipod for an MP3 player and you have a different brand you are 'weird' but if you have a Mac you are 'weird'?

  4. #4
    Want a new Mac every 2 years?
    coach_z's Avatar
    Member Since
    Jul 23, 2004
    Location
    North NJ
    Posts
    3,169
    Specs:
    i dont have no mac's
    i wish i could spare 20 bucks a week
    MoTM honor roll...
    when?
    i dont remember

  5. #5
    Want a new Mac every 2 years?
    inflexion's Avatar
    Member Since
    Jan 12, 2005
    Location
    /home/sheffield/UK
    Posts
    1,278
    Specs:
    12" 1Ghz PB 768Mb 10.4.5 30Gb Video iPod 40Gb 3G iPod 1Gb iPod Shuffle
    I hear that one!!


    Apple, think different

  6. #6
    Want a new Mac every 2 years?
    claudius753's Avatar
    Member Since
    May 11, 2005
    Posts
    264
    Specs:
    15" MacBook Pro 2.8 GHz/4 GB/500 GB
    Has anyone tried ING direct? I recently opened an HSBC direct savings account that offered a promotional 4.80% APY but I don't like it too much so far compared to my Bank of America account which has better web service but craptastic interest rates. Emigrant Direct offers a non-promotional 4.50% APY and Capital One does 4.25% APY.

    I would appreciate it if anyone had some suggestions about their favorite online savings places. I do $60 per paycheck direct deposit into savings, but I don't even know what account number I have at HSBC to change my DD election.
    Nathan Sweeney

    Don't forget to use the User Reputation System if someone helps you out!
    Come and help save lives by Folding

  7. #7
    Want a new Mac every 2 years?

    Member Since
    Mar 20, 2006
    Location
    Michigan
    Posts
    96
    Specs:
    MBP 1.83GHz, 1.5GB RAM
    I've been with ING for over a year now... they're great.

  8. #8
    lil
    Guest
    If only I could make use of my HSBC account's Mini ISA...

    One day, One day!

    (Apple ****it, don't release anything new for my balance's sakes!)

    Vicky

  9. #9
    Want a new Mac every 2 years?
    schweb's Avatar
    Member Since
    Oct 27, 2002
    Location
    Cleveland, Ohio
    Posts
    13,190
    Specs:
    MacBook Pro | LED Cinema Display | iPhone 4 | iPad 2
    Quote Originally Posted by claudius753
    Has anyone tried ING direct? I recently opened an HSBC direct savings account that offered a promotional 4.80% APY but I don't like it too much so far compared to my Bank of America account which has better web service but craptastic interest rates. Emigrant Direct offers a non-promotional 4.50% APY and Capital One does 4.25% APY.
    I've been using ING Direct since January of 2002 and I really love them. I've also convinced about 7 others to switch to them over the years and they also really like ING. Outstanding customer service, very easy to use and efficient website, always good interest rates.

    I looked at HSBC but I wasn't impressed. There are a lot of "me too" banks recently trying to copy what ING Direct has been doing for years and they're nothing but bad copies of the original.

    If it helps, I know many, many, many people who have an ING account and none of them has ever had anything bad to say other than "I wish they offered checking so I could switch completely". But their emphasis is savings and they do it very well.
    schweb | community leader
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  10. #10
    Want a new Mac every 2 years?

    Member Since
    Jan 18, 2006
    Posts
    1,868
    Specs:
    G4 Cube
    Quote Originally Posted by claudius753
    Has anyone tried ING direct? I recently opened an HSBC direct savings account that offered a promotional 4.80% APY but I don't like it too much so far compared to my Bank of America account which has better web service but craptastic interest rates. Emigrant Direct offers a non-promotional 4.50% APY and Capital One does 4.25% APY.

    I would appreciate it if anyone had some suggestions about their favorite online savings places. I do $60 per paycheck direct deposit into savings, but I don't even know what account number I have at HSBC to change my DD election.
    Yeah I've been with them about a year, very easy to setup, made a few bucks in interest already too Definately no complaints here!

  11. #11
    Want a new Mac every 2 years?
    schweb's Avatar
    Member Since
    Oct 27, 2002
    Location
    Cleveland, Ohio
    Posts
    13,190
    Specs:
    MacBook Pro | LED Cinema Display | iPhone 4 | iPad 2
    Quote Originally Posted by kaidomac
    Yeah I've been with them about a year, very easy to setup, made a few bucks in interest already too Definately no complaints here!
    Yeah, I just looked at my March statement and I can't believe I've made almost $2000 in interest since I've been with them. It's easy to just stick your money in there and forget about it until you need it.
    schweb | community leader
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    Mac-Forums: On Twitter | On Facebook | On Flickr


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