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  1. #1
    Apple Financing questions?

    Member Since
    Jun 14, 2010
    Posts
    3
    Question Apple Financing questions?
    I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
    (I will be doing a 12 month financing plan which is about 150 a month)

    1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

    2. Can I pay more than 150 dollars for a few payments?

    Thanks to anyone who helps.

  2. #2
    Apple Financing questions?
    Sawday's Avatar
    Member Since
    Nov 19, 2006
    Location
    York, UK
    Posts
    1,122
    Specs:
    24" Aluminium, 2.8 GHz, 4Gb RAM. iPad2, iPhone5s
    Have you thought of actually asking Apple?
    Happiness is not getting what you want, but wanting what you get.

  3. #3
    Apple Financing questions?
    chscag's Avatar
    Member Since
    Jan 23, 2008
    Location
    Fort Worth, Texas
    Posts
    45,271
    Specs:
    27" iMac i5, 3.2 GHz, iPad 3, iPhone 5c, iPhone 6+, 3 iPods, Yosemite
    Member Sawday is correct. You need to address those questions directly to Apple customer support. The Mac Forums are not sponsored by nor affiliated with Apple.

  4. #4
    Apple Financing questions?
    TomServo's Avatar
    Member Since
    Jan 15, 2011
    Location
    Southern Illinois
    Posts
    258
    Specs:
    27" iMAC 3.20GHZ INTEL CORE I3, 1TB SERIAL ATA DRIVE, ATI RADEON HD 5750 1GB GDDR5, 12GB DDR3 RAM
    Quote Originally Posted by Mahoney View Post
    I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
    (I will be doing a 12 month financing plan which is about 150 a month)

    1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

    2. Can I pay more than 150 dollars for a few payments?

    Thanks to anyone who helps.
    Having just gone through this (bought a new iMac in Jan) and having made my first payment I'm paying off my ZERO percent Barclay's Card in 6 months or about $350 a month. There is a minimum payment but you can pay any amount over that anytime just so it's paid in full BEFORE the 12th month to avoid finance charges.

    Tom

  5. #5
    Apple Financing questions?

    Member Since
    Mar 29, 2011
    Posts
    11
    Have you considered purchasing the product through the education pricing schemes?

    In brief you have to be associated (Student/Teacher) with an education establishment (University/College/....)

    I just got an Imac i7 Quad 2.93ghz 8gb for 1792.40, retail price 2008.00.

    Pretty good saving.

    If you are not eligible than get a friend who is to purchase on your behalf.

  6. #6
    Apple Financing questions?
    TomServo's Avatar
    Member Since
    Jan 15, 2011
    Location
    Southern Illinois
    Posts
    258
    Specs:
    27" iMAC 3.20GHZ INTEL CORE I3, 1TB SERIAL ATA DRIVE, ATI RADEON HD 5750 1GB GDDR5, 12GB DDR3 RAM
    As a federal worker I bought mine through their federal govt program, saved me about 8% off Apple Store pricing. I was surprised that under the federal worker program AppleCare was discounted to $69.

    I got free shipping but was hit for state sales tax.

    Tom

  7. #7
    Apple Financing questions?

    Member Since
    Sep 22, 2010
    Location
    London
    Posts
    197
    Specs:
    Imac 21.5 Inch 3.06 GHZ 4GB Ram 500 Gig HD, Ipad 32 GB, Iphone 4S 16 GB.
    Quote Originally Posted by Mahoney View Post
    I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
    (I will be doing a 12 month financing plan which is about 150 a month)

    1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

    2. Can I pay more than 150 dollars for a few payments?

    Thanks to anyone who helps.
    I seem to remember when I asked the anwser was you cant do either of these options once the finance agreement starts.

  8. #8
    Apple Financing questions?

    Member Since
    Jan 27, 2007
    Location
    *Brisvegas*
    Posts
    5,658
    Specs:
    17 inch 2 GHz C2D imac (5,1) with 3GB DDR2 RAM, X1600 (128MB memory) GPU - OSX 10.6.3
    Quote Originally Posted by Sawday View Post
    Have you thought of actually asking Apple?
    I will echo this question. Apple staff are usually very helpful. And they'll answer any questions you have.

  9. #9
    Apple Financing questions?

    Member Since
    Sep 22, 2010
    Location
    London
    Posts
    197
    Specs:
    Imac 21.5 Inch 3.06 GHZ 4GB Ram 500 Gig HD, Ipad 32 GB, Iphone 4S 16 GB.
    Quote Originally Posted by WaveRiderUK View Post
    Have you considered purchasing the product through the education pricing schemes?

    In brief you have to be associated (Student/Teacher) with an education establishment (University/College/....)

    I just got an Imac i7 Quad 2.93ghz 8gb for 1792.40, retail price 2008.00.

    Pretty good saving.

    If you are not eligible than get a friend who is to purchase on your behalf.
    If you do this though is the warranty not in the purchasers name?

    The reason I ask is my friend wanted to do this for me but when I asked at the Apple store I was told the warranty and guarantee would all be in the name of the person/company who bought it.

    He has done this before using his sisters student ID without any issues so we werent sure if they were tightening up a loophole.

  10. #10
    Apple Financing questions?

    Member Since
    Apr 02, 2011
    Posts
    4
    Best Buy
    Consider using Best Buy's card. Their standing finance offer is 18 months of no interest for purchases $400 or up. Sometimes, there are even better offers. This is a good way to pay it off over a year and a half interest free.
    A+, MCSE Certified IT Pro
    Senior tech

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