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Switcher Hangout The place for switchers to discuss their new machines, and how to work with OS X. General support can be had here for newbie stuff, like "How do I restart my new iMac?" :)

Apple Financing questions?


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Mahoney

 
Member Since: Jun 14, 2010
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I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
(I will be doing a 12 month financing plan which is about 150 a month)

1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

2. Can I pay more than 150 dollars for a few payments?

Thanks to anyone who helps.
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Sawday

 
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Have you thought of actually asking Apple?

Happiness is not getting what you want, but wanting what you get.
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chscag

 
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Member Sawday is correct. You need to address those questions directly to Apple customer support. The Mac Forums are not sponsored by nor affiliated with Apple.
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TomServo

 
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Quote:
Originally Posted by Mahoney View Post
I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
(I will be doing a 12 month financing plan which is about 150 a month)

1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

2. Can I pay more than 150 dollars for a few payments?

Thanks to anyone who helps.
Having just gone through this (bought a new iMac in Jan) and having made my first payment I'm paying off my ZERO percent Barclay's Card in 6 months or about $350 a month. There is a minimum payment but you can pay any amount over that anytime just so it's paid in full BEFORE the 12th month to avoid finance charges.

Tom
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WaveRiderUK

 
Member Since: Mar 29, 2011
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Have you considered purchasing the product through the education pricing schemes?

In brief you have to be associated (Student/Teacher) with an education establishment (University/College/....)

I just got an Imac i7 Quad 2.93ghz 8gb for 1792.40, retail price 2008.00.

Pretty good saving.

If you are not eligible than get a friend who is to purchase on your behalf.
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TomServo

 
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As a federal worker I bought mine through their federal govt program, saved me about 8% off Apple Store pricing. I was surprised that under the federal worker program AppleCare was discounted to $69.

I got free shipping but was hit for state sales tax.

Tom
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clive12

 
Member Since: Sep 22, 2010
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Quote:
Originally Posted by Mahoney View Post
I've recently wanted to purchase a new Macbook Pro (15 inch- 1,799$) I will probably use the financing options but I have a few questions...
(I will be doing a 12 month financing plan which is about 150 a month)

1. Am I allowed to have a 'down payment'? I wanted to put 400 dollars down when I first send in my payment.

2. Can I pay more than 150 dollars for a few payments?

Thanks to anyone who helps.
I seem to remember when I asked the anwser was you cant do either of these options once the finance agreement starts.
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the8thark

 
Member Since: Jan 27, 2007
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Quote:
Originally Posted by Sawday View Post
Have you thought of actually asking Apple?
I will echo this question. Apple staff are usually very helpful. And they'll answer any questions you have.
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clive12

 
Member Since: Sep 22, 2010
Location: London
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Quote:
Originally Posted by WaveRiderUK View Post
Have you considered purchasing the product through the education pricing schemes?

In brief you have to be associated (Student/Teacher) with an education establishment (University/College/....)

I just got an Imac i7 Quad 2.93ghz 8gb for 1792.40, retail price 2008.00.

Pretty good saving.

If you are not eligible than get a friend who is to purchase on your behalf.
If you do this though is the warranty not in the purchasers name?

The reason I ask is my friend wanted to do this for me but when I asked at the Apple store I was told the warranty and guarantee would all be in the name of the person/company who bought it.

He has done this before using his sisters student ID without any issues so we werent sure if they were tightening up a loophole.
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dsstao

 
Member Since: Apr 02, 2011
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Consider using Best Buy's card. Their standing finance offer is 18 months of no interest for purchases $400 or up. Sometimes, there are even better offers. This is a good way to pay it off over a year and a half interest free.

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